Income Protection is designed to replace your salary and will provide a tax-free income if you are unable to work through illness or an accident. The policy pays a monthly tax-free income until you recover - right up to retirement date if needs be and the payout can be level or set to rise with inflation.
The maximum cover you can have is typically half of your gross income but as it is paid tax-free it should mean that you can maintain a similar level of take home pay.
Please contact us if you would like more information about Income Protection products.
Secured and Unsecured Loans
We have huge experience in the Loans field and can assist you in finding the perfect product. The Loans market is always evolving and changing, and can be a minefield for consumers.
Secured loans can be used as an alternative to re-mortgaging and can often be a more cost effective option, particually when a client is still in a ‘tie in’ period on their mortgage product. Loans range from £5000 to £100,000 and can be used for purposes such as Home Improvements and Debt Consolidation.
Unsecured Loans range from £500 to £15,000 and usually take 2-3 days to set up.
We are happy to offer advice and arrange Loan products for our clients, please contact us if you would like more information.
Debt management plans are an effective way of bringing debts under control. Using our close relationship with a national Debt Management brand, we are able to assist our clients in managing their debt issues and reducing their monthly outgoings, often making their lives an awful lot easier and less stressful!
We are happy to assist with Debt Management Plans for our clients, please contact us if you would like more information.